CONTENTS

1 - Overview

2 - What is underwriting? - Assessing Risks

3 - What is underwriting? - Share of the Risk

4 - Business Interruption Underwriting

5 - Underwriting the Gross Profit Risk – Trade and Activities

6 - Underwriting the Gross Profit Risk – Premises and Machinery

7 - Underwriting the Gross Profit Risk - Materials, Stock and Management

8 - Underwriting the Gross Profit Risk – Seasonality and Client Relationships

9 - Sources of Underwriting Information - Proposal Form / Broker Submission

10 - Sources of Underwriting Information – Reports and Published Documents

11 - Increased Cost of Working – Economic Limit

12 - Increased Cost of Working - Additional Increased Cost of Working

13 - Book Debts

14 - Suppliers and Customers Extensions

15 - Other Extensions - Denial of Access / Act of Competent Authority

16 - Other Extensions - Loss of Attraction / Public Authority Closure

17 - New Businesses/Advance Covers

18 - Business Interruption Rating